Pinion Insights: Posts from category

Strategic Advisory

PPP Certification Criteria: 3 Questions for Every Business

PPP Certification Criteria: 3 Questions for Every Business

By K·Coe Editorial | May 1, 2020
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Reading Time: 3 minutes
Recently, we learned that Shake Shack, the LA Lakers organization, and many other businesses have returned Paycheck Protection Program (PPP) funds due to concerns over alleged misuse of the program’s loan criteria.  In response to these highly publicized events, U.S. Treasury Secretary Steven T. Mnuchin and SBA Administrator Jovita Carranza …

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Pinion Insights

CARES Act: Ag Businesses Should Prepare to Apply for EIDL Funding

By K·Coe Editorial | April 10, 2020
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Reading Time: 2 minutes
Special note:  K·Coe Isom is working to convince SBA to open this program to agricultural businesses. We have joined forces with 30 agriculture organizations and sent a letter to the head of the SBA demanding that agriculture businesses be able to participate in this program.  K·Coe Isom’s government affairs team …

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CARES Act: Unemployment Assistance Program Benefits Overview

New: Main Street Lending Program Available for Businesses up to 10,000 employees

By K·Coe Editorial | April 10, 2020
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Reading Time: 2 minutes
April 17, 2020 Main Street Lending Program Update:  The Federal Reserve has released a report following the open period for public comments.  The report confirms that the Main Street Lending program is available for employers with up to 10,000 employees, including those with less than 500 employees (even if they …

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CARES Act FAQs: Helpful Loan Guidance for Businesses

CARES Act FAQs: Helpful Loan Guidance for Businesses

By Pinion Editorial | April 1, 2020
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Reading Time: 6 minutes
Since its passage on March 27, the Coronavirus Aid, Relief, and Economic Security (CARES) Act continues to be aggressively dissected, digested, and questioned by lawyers, accountants, HR and payroll administrators alike – with the intent to help businesses secure funding to endure the economic downturn caused by the COVID-19 pandemic. …

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How Data is Helping Growers Prepare for Negative Impacts

How Data is Helping Growers Prepare for Negative Impacts

By K·Coe Editorial | July 9, 2019
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Reading Time: 2 minutes
While big agriculture businesses have been using geospatial data to their advantage for a while now, we’re only starting to see the tools to use this data go mainstream among growers.  There are robust choices now, and it’s wise to use an independent platform that doesn’t sell or use farm …

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Stress Testing

Midwest Crop Checkup: Are You Stress Testing Your Decisions?

By K·Coe Editorial | June 13, 2019
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Reading Time: 2 minutes
By Thomas Eatherly Midwest agriculture has had to rewrite the book for making smart crop decisions this year.  Weather has prompted delivery, logistics, and storage issues for some growers, and a rush to market for others.  This growing season has been challenging at best – with the cool, cloudy weather …

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Producers Yielding Power from Big Data

Producers Yielding Power from Big Data

By K·Coe Editorial | May 21, 2019
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Reading Time: < 1 minute
If you’re still using Excel and other software programs to track crop rotation and inputs, but are struggling to tally the full costs involved in all the crops you grow, you are missing out on the total profitability picture.  Running your business without complete and accurate data is certain to …

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How Working Capital Can Make or Break You

How Working Capital Can Make or Break You

By K·Coe Editorial | May 20, 2019
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Reading Time: 2 minutes
Today’s ag environment shows commodity prices are below break-even for some operators, while barely budging the break-even level for others.  Economists have referred to this situation as “a grinder effect.” Meaning, the profitability level is grinding away at working capital little by little. Ultimately, this effect impacts the efforts needed …

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