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Pinion Insights

Updates to ACH Rules

Updates to ACH Rules

By K·Coe Editorial | July 15, 2019
Reading Time: 2 minutes
By Rhonda Broekemeier In the world of payment processing the rules are in constant evolution. Are you aware of the recent changes that impact financial institutions? NACHA has new rules and amendments in 2019 your bank must know to remain ACH compliant.   Effective Jan. 1, 2019:   Automated Clearing …

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Executing Sustainability: What, Why, and How It's Done

Executing Sustainability: What, Why, and How It’s Done

By K·Coe Editorial | July 11, 2019
Reading Time: 2 minutes
What is the sustainability meaning for food and ag companies? It is highly impressionable and easily altered, as it is essentially how consumers view our industry. Consumers today want to understand how food and ag products are grown, raised, and produced, and they want information that goes all the way …

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How Data is Helping Growers Prepare for Negative Impacts

How Data is Helping Growers Prepare for Negative Impacts

By K·Coe Editorial | July 9, 2019
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Reading Time: 2 minutes
While big agriculture businesses have been using geospatial data to their advantage for a while now, we’re only starting to see the tools to use this data go mainstream among growers.  There are robust choices now, and it’s wise to use an independent platform that doesn’t sell or use farm …

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Protective Strategies

Animal Ag Advisory: How to Manage your Risk, Protect your Livestock

By K·Coe Editorial | June 28, 2019
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Reading Time: 3 minutes
The appearance of yet another undercover video showing employee abuse on a dairy farm has shaken and angered consumers and retailers across the nation. As information continues to emerge, the fall out continues to impact the dairy industry. The reaction is not over yet and its final affects remain to …

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Stress Testing

Midwest Crop Checkup: Are You Stress Testing Your Decisions?

By K·Coe Editorial | June 13, 2019
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Reading Time: 2 minutes
By Thomas Eatherly Midwest agriculture has had to rewrite the book for making smart crop decisions this year.  Weather has prompted delivery, logistics, and storage issues for some growers, and a rush to market for others.  This growing season has been challenging at best – with the cool, cloudy weather …

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Adoption of ASU 2016-01 – Financial Instruments

Adoption of ASU 2016-01 – Financial Instruments

By K·Coe Editorial | June 5, 2019
Reading Time: 2 minutes
By Kati Barnhill Many community banks have early adopted ASU 2016-01 – Financial Instruments – in which equity securities, with readily determinable fair values, are marked to fair value each quarter. While the ASU does not become effective until December 15, 2019, it can be advantageous to early adopt as …

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