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Pinion Insights

Loan Origination Fees

Kansas Department of Revenue to Double-Tax Bank Income

By K·Coe Editorial | January 10, 2020
Reading Time: 2 minutes
We’ve recently learned of an interesting development that significantly impacts the Community Banking industry.   At the end of December, K·Coe participated in a call facilitated by the Kansas Bankers Association with multiple practitioners discussing a recent audit with the Kansas Department of Revenue (KDR).  We want to make sure that …

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Regional Industries - Community Banks

HMDA – Confidence that you are “Getting it Right” in 2020

By K·Coe Editorial | January 8, 2020
Reading Time: 2 minutes
Having to perform a “regulator mandated” Home Mortgage Disclosure Act (HMDA) resubmission is hard work. And, if you don’t put the work in before you submit your Loan Application Register (LAR), you may get the opportunity to do just that anyways. As we begin the New Year and wrap up …

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Noteworthy Changes within the New Farm Bill

Selling Land Can Be a Game Changer in Tough Times

By K·Coe Editorial | December 30, 2019
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Reading Time: < 1 minute
With an honest viewpoint heading into 2020, there is no sharp improvement or further downturn ahead. Many farmers deem ‘selling land’ as unthinkable.  K·Coe’s ag strategists advise keeping an open mind.  When handled correctly, it can be a viable (and secure) option for cash-strapped farm operations. “The cash you can …

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FSA Enrollment Deadlines

3 Categories of Financial Health: Where does your ag operation sit?

By K·Coe Editorial | December 23, 2019
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Now is the time to take a good look at where your operation stands, to determine the financial health path you should take for 2020.  It doesn’t take a financial expert to tell you that businesses without plans have lesser chances of survival – in fact, 50 percent of businesses …

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mergers

Joining Forces: How to Survive and Grow with Purpose

By K·Coe Editorial | December 20, 2019
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“Joining forces with another farm can increase efficiencies or offer opportunities of scale,” advises Maxson Irsik of K·Coe Isom. The Benefits of Mergers, Joint Ventures and Creative Partnerships: Diversification of farm operations, land base, crops or livestock. Build cash flow or grow market share. Bolster the viability of your succession …

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