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K·Coe Editorial

Loan Origination Fees: to Recognize Immediately or Amortize?

Loan Origination Fees: to Recognize Immediately or Amortize?

By K·Coe Editorial | May 8, 2019
Reading Time: 2 minutes
If your bank immediately recognizes loan origination fees and costs directly to your income statement, you are not alone. This is a common practice among many community banks. However, this practice is not in accordance with Generally Accepted Accounting Principles (GAAP). Watch this video to see Kati Barnhill explain the misconception …

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Family Farm

Transitioning the Family Farm – a Bountiful and Satisfying Harvest for All

By K·Coe Editorial | May 8, 2019
Reading Time: 4 minutes
The family farm business is more than a job, it’s a lifestyle choice for millions of Americans. Most farmers or ranchers spend 50 years or more on their farms, where land is taught to be both a lifestyle and legacy. Farming is idealized, romanticized, and who these individuals choose to …

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Loan Origination Fees

Be Watchful for Appraisal Flaws

By K·Coe Editorial | May 8, 2019
Reading Time: < 1 minute
We’ve spoken with several bankers lately that felt their loan grading and related collateral (mostly real estate) appraisal were pretty solid; then they experienced some pretty big “wake-up calls” when examinations pointed out the flaws in their loan analyses, grading, and supporting collateral valuations. Actions to Alleviate Your Risk for …

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Performance Appraisals

Using 360 Performance Appraisals for Productivity and Engagement Gains

By K·Coe Editorial | May 8, 2019
Reading Time: 4 minutes
Banking is certainly at a critical juncture in the evolution of the industry. There are so many tech tools, social media, and innovative practices, but with a need for people drive it all. Are your “people practices” as forward thinking as the new banking app you just rolled out? A …

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wealth management

K·Coe Isom Announces Addition of Global Innovation Leader

By K·Coe Editorial | May 6, 2019
Reading Time: 2 minutes
May 6, 2019 – Food and agriculture consulting and accounting firm K·Coe Isom today announced the hiring of Matt Powell as Global Innovation Leader.  Powell is the co-founder of Agworld, a global innovator in farm management solutions, and has more than 20 years of professional experience in technology, SaaS, and …

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The Application of Blockchains in Ag

The Application of Blockchain in Ag

By K·Coe Editorial | April 24, 2019
Reading Time: 2 minutes
Agriculture is steadily adopting the use of blockchain technology to improve sustainability by enabling the entire food supply chain – growers, processors, manufacturers, retailers and consumers – to employ a framework that helps with delivery of comprehensive transparency for consumers, as well as deter the growing presence of food fraud. …

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