February 2020 - Pinion

Action Required for Regulation CC Changes in 2020

August 10, 2023February 25, 2020 by K·Coe Editorial

Reading Time: 3 minutes

Time’s Up for Old Regulation CC: What’s Changing and Why Regulations, like old computers or cell phones, can become out of date or require updating. Regulation CC (12 CFR 229), as originally executed, implements the Expedited Funds Availability Act (EFA Act), which was enacted in August 1987 and became effective …

Who is the Biggest Fraud Detector?

August 10, 2023February 21, 2020 by K·Coe Editorial

Reading Time: < 1 minute

When asked the question of how fraud is most often detected within an organization, most people would respond with “auditors” or “internal auditors.” After all, such an important layer for any organization would seemingly be the folks that come and check to make sure controls are in place, working properly, …

When Can Farmers Expect Benefits from China Trade Agreement?

January 26, 2023February 18, 2020 by K·Coe Editorial

Reading Time: 2 minutes

USDA Secretary Perdue called the January 15, 2020 China Trade Agreement a “bonanza” for U.S. ag, but it could be a while before farmers reap its benefits. According to Maxson Irsik, K·Coe Isom advisor, “It may be months or even years before American farmers and ranchers see increased exports to …

Biofuel Breaches Prove Worrisome, and Costly

Do You Know the Cyber Mantra?

August 10, 2023February 17, 2020 by K·Coe Editorial

Reading Time: < 1 minute

Do you remember the old “Stop, Drop & Roll” mantra? This has been engrained into every Kindergartner since the 1970’s. It’s very effective at helping children to practice what to do, and to understand the dangers of fire. The FBI’s Cyber Division provides a similar mantra to protect personal and …

Important Reminders for Ag Producers to Secure Opportunities

January 26, 2023February 12, 2020 by K·Coe Editorial

Reading Time: 2 minutes

Are you taking advantage of every potential opportunity through USDA programs? Deadlines are right around the corner. Final Opportunity – Sign Up for Conservation Reserve Program – voluntary land conservation program that pays farmers a yearly rental payment for the removal of environmentally sensitive land from ag production and plant …

How Tight is Your Cyber Security?

July 6, 2023February 6, 2020 by Pinion Editorial

Reading Time: 3 minutes

Crypto-mining, ransomware, and third-party and supply chain attacks – oh my! Phishing, maleware exploits, and DDoS attacks – oh no! Each of these events cause us to ask the question “How tight is your cyber security?” “An unprotected business today is a sitting duck. There is always someone attempting to penetrate …

How Employers Can Adjust to New 2020 Form W-4

August 28, 2023February 4, 2020 by K·Coe Editorial

Reading Time: 3 minutes

Yes, after years of talking about doing it, the IRS has officially overhauled the Form W-4 for 2020. The reality is, while many of us are accustomed to its former format and calculations (set back in 1987), there was often complexity and misunderstanding. The redesign reflects changes to the federal tax code from the 2017 Tax Cuts and Jobs …

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