May 2019 - Pinion

K·Coe Isom Announces Two New Principals

January 20, 2023May 22, 2019 by K·Coe Editorial

Reading Time: 2 minutes

May 22, 2019 – K·Coe Isom, a national business advisory firm focused on food and agriculture, announced the appointment of two firm leaders as principals: Brent Bright and Dusty Marquardt. Commenting on the principals promotions, K·Coe Isom CEO Jeff Wald said, “Brent and Dusty provide a specialized level of business …

Producers Yielding Power from Big Data

August 10, 2023May 21, 2019 by K·Coe Editorial

Reading Time: < 1 minute

If you’re still using Excel and other software programs to track crop rotation and inputs, but are struggling to tally the full costs involved in all the crops you grow, you are missing out on the total profitability picture. Running your business without complete and accurate data is certain to …

How Working Capital Can Make or Break You

August 10, 2023May 20, 2019 by K·Coe Editorial

Reading Time: 2 minutes

Today’s ag environment shows commodity prices are below break-even for some operators, while barely budging the break-even level for others. Economists have referred to this situation as “a grinder effect.” Meaning, the profitability level is grinding away at working capital little by little. Ultimately, this effect impacts the efforts needed …

Coaching: The Big Payoff Most Businesses Don’t Expect

August 10, 2023May 15, 2019 by K·Coe Editorial

Reading Time: 2 minutes

By Danielle McCormick The top three workforce management challenges facing organizations today are retention/turnover, engagement, and recruitment. While that may not surprise you, perhaps the realization that a resounding 93% of managers – the people you equip with managing performance and motivating your employees – admit they need training on …

IRS Issues Small Business Reminders

August 10, 2023May 13, 2019 by K·Coe Editorial

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‘Small Business Week’ prompted the IRS to publish reminders for entrepreneurs and businesses on how they can better estimate their tax situation and plan ahead. There are some new credits available, and new guidelines as a result of the Tax Cuts and Jobs Act of 2017 that can help generate …

Loan Origination Fees: to Recognize Immediately or Amortize?

August 10, 2023May 8, 2019 by K·Coe Editorial

Reading Time: 2 minutes

If your bank immediately recognizes loan origination fees and costs directly to your income statement, you are not alone. This is a common practice among many community banks. However, this practice is not in accordance with Generally Accepted Accounting Principles (GAAP). Watch this video to see Kati Barnhill explain the misconception …

Transitioning the Family Farm – a Bountiful and Satisfying Harvest for All

August 10, 2023May 8, 2019 by K·Coe Editorial

Reading Time: 4 minutes

The family farm business is more than a job, it’s a lifestyle choice for millions of Americans. Most farmers or ranchers spend 50 years or more on their farms, where land is taught to be both a lifestyle and legacy. Farming is idealized, romanticized, and who these individuals choose to …

Be Watchful for Appraisal Flaws

August 10, 2023May 8, 2019 by K·Coe Editorial

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We’ve spoken with several bankers lately that felt their loan grading and related collateral (mostly real estate) appraisal were pretty solid; then they experienced some pretty big “wake-up calls” when examinations pointed out the flaws in their loan analyses, grading, and supporting collateral valuations. Actions to Alleviate Your Risk for …

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